Personal Finance Basics What is the meaning of personal finance? Personal finance refers to the management of an individual’s or household’s money, including income, savings, investments, and expenses. It involves budgeting, financial planning, and making informed financial decisions to achieve financial goals. Personal Finance Strategies & Planning Key Financial Concepts & Terms Banking & Loans…
The Indian stock market witnessed a significant downturn today, with BSE Sensex and Nifty 50 experiencing sharp declines. Stock Market Today: Overview of the Decline As of February 24, 2025, here’s how the markets performed: Index Closing Value Change % Change BSE Sensex 74,454.41 -857.21 -1.14% Nifty 50 22,552.50 -243.05 -1.07% Bank Nifty 46,800.75 -650.20…
Investing in the stock market is one of the best ways to build wealth over time. While short-term trading can be risky, long-term investing allows investors to benefit from compounding returns, reduced volatility, and wealth creation. If you are looking for the best stocks to buy now for long term, this article will help you…
Retirement planning is crucial for financial stability in old age. The Unified Pension Scheme is a government initiative designed to provide a standardized pension system for workers across sectors. It consolidates different pension schemes to ensure uniformity and ease of access. What is the Unified Pension Scheme? The Unified Pension Scheme is an initiative by…
The PM Internship Scheme 2025 is an initiative by the Government of India to provide young individuals with valuable hands-on experience in various industries. This scheme aims to bridge the gap between theoretical knowledge and practical work skills, helping students and fresh graduates enhance their employ ability. What is the PM Internship Scheme 2025? The…
गुरुजी स्टूडेंट क्रेडिट कार्ड योजना झारखंड सरकार द्वारा शुरू की गई एक शिक्षा ऋण योजना है, जिसका उद्देश्य छात्रों को उच्च शिक्षा के लिए वित्तीय सहायता प्रदान करना है। इस योजना के तहत, राज्य सरकार ₹10 लाख तक का ऋण देती है, जिससे छात्र बिना आर्थिक बोझ के अपनी पढ़ाई पूरी कर सकते हैं। यह…
Education is one of the most crucial aspects of a student’s life, but financial constraints often become a barrier to achieving academic dreams. To address this challenge, the Government of Jharkhand has introduced the Guruji Student Credit Card Yojana (GSCCY). This scheme aims to provide financial assistance to students pursuing higher education, ensuring they can…
बिहार सरकार ने शिक्षा को बढ़ावा देने और आर्थिक रूप से कमजोर छात्रों को उच्च शिक्षा प्राप्त करने में मदद करने के लिए बिहार स्टूडेंट क्रेडिट कार्ड (BSCC) योजना की शुरुआत की। यह योजना 7 निश्चय योजना के अंतर्गत आती है और इसका मुख्य उद्देश्य छात्रों को चार लाख रुपए तक का शिक्षा ऋण प्रदान…
The Student Credit Card Bihar scheme is a government initiative aimed at providing financial assistance to students who wish to pursue higher education. Launched under the Bihar Student Credit Card Scheme (BSCCS), this program enables students to get education loans up to ₹4 lakh at a minimal interest rate. This blog covers everything you need…
Student Credit Card West Bengal The West Bengal Student Credit Card (SCC) Scheme was launched in 2021 by the Government of West Bengal to make higher education financially accessible to students. Under this scheme, students can avail of loans up to ₹10 lakh for higher studies in India and abroad. This scheme is particularly beneficial…
Managing finances is an essential skill for students, and having a student credit card can be a great way to start their financial journey. A student credit card helps young individuals build credit history, manage expenses, and enjoy exclusive benefits like cashback, discounts, and low interest rates. In India, banks offer specialized student credit cards…
In 2025, making money online without investment is easier than ever. With earning apps, money-making websites, and freelancing platforms, you can start generating income from home. Whether you’re a student, homemaker, or just looking for a side hustle, this guide will show you practical and effective ways to earn ₹1000 per day online. Best Money-Earning…
The world’s wealthiest individuals don’t roll out of bed at noon and hope success finds them. They take control of their mornings, often rising well before sunrise. This gives them uninterrupted time to focus on personal growth, financial planning, and strategic thinking. Many self-made millionaires begin their day between 4:30 AM and 6:30 AM, not…
Personal finance is not just about numbers—it’s about your habits, emotions, and decision-making process. No matter how much you earn, if your financial behavior is poor, you may struggle with money. On the other hand, disciplined financial habits can help you build wealth over time. Understanding the Role of Behavior in Personal Finance Many people…
An emergency fund is your financial safety net, protecting you from unexpected expenses like medical emergencies, job loss, or urgent car repairs. Without one, you might rely on high-interest loans or credit cards, which can lead to financial distress. What is an Emergency Fund? An emergency fund is a stash of money set aside to…
